Credit Analyst

We are seeking a Credit Analyst to evaluate financial data, assess borrower risk, and support lending decisions within a dynamic banking environment. This role is critical in maintaining sound credit practices and supporting loan growth.

Key Responsibilities

• Credit Evaluation: Analyze financial statements, tax returns, and credit reports.
• Risk Assessment: Evaluate borrower risk and make recommendations for loan approval or denial.
• Credit Memorandums: Prepare detailed credit write-ups and loan summaries.
• Portfolio Monitoring: Assist in ongoing monitoring of loan performance and risk exposure.
• Collaboration: Work closely with loan officers and underwriting teams.

Qualifications

• Experience: 2–4 years in credit analysis or commercial banking.

Skills

• Strong understanding of financial statements and credit metrics.
• Excellent analytical and problem-solving skills.
• Proficiency in Excel and financial systems.

Attributes

• Detail-oriented and objective decision-maker.
• Strong organizational skills.

Compensation
$70,000 – $90,000 depending on experience