Senior Risk Analyst

JOB SUMMARY

As a Senior Risk Management professional, you will lead the enterprise risk strategy for McKenney’s, Inc. This role is critical to protecting the company's people, projects, and financial performance across a diverse portfolio of construction and service operations. The ideal candidate brings deep expertise in construction risk, insurance program management, and claims strategy within a high-growth, safety-sensitive environment.  No Relocation available.

JOB RESPONSIBILITIES

· Lead the design, negotiation, and administration of the company's insurance programs, including general liability, workers' compensation, auto, umbrella/excess, professional liability, and builder's risk

· Partner with brokers, carriers, and underwriters to optimize coverage, pricing, and renewal strategy

· Oversee claims management across all lines, working closely with legal, safety, and operations to reduce loss frequency and severity

· Develop and maintain enterprise risk assessment frameworks specific to mechanical/construction operations (jobsite exposure, subcontractor risk, equipment, fleet, cyber, and contractual risk)

· Review and negotiate contract risk-transfer language (indemnification, insurance requirements, limitation of liability) on customer and subcontractor agreements

· Partner with Safety leadership to align risk mitigation strategies with field operations and reduce EMR/incident trends

· Manage relationships with third-party administrators (TPAs), brokers, and legal counsel

· Analyze loss trends and build data-driven reporting for executive leadership and the Board

· Support M&A due diligence and integration from a risk/insurance perspective as the company grows

· Ensure compliance with bonding, surety, and contractual insurance requirements across active projects

· Lead or support business continuity and crisis management planning

BASIC QUALIFICATIONS

Education and Experience

· Bachelor’s degree in risk management, Insurance, Finance, Business, or related field; JD, MBA, or advanced designation (ARM, CPCU, CRIS) a plus

· 8+ years of progressive risk management experience, with significant time in construction, mechanical/electrical contracting, or a related field-based industry

· CPCU designation in progress

· Demonstrated experience managing insurance programs and claims for a company with substantial project/jobsite exposure

· Experience partnering with Safety, Legal, Finance, and Operations leadership

Knowledge, Skills, and Abilities

Knowledge

· Commercial insurance lines used in construction: GL, workers' comp, auto, umbrella/excess, builder's risk, professional/pollution, and cyber

· Construction contract risk-transfer provisions (indemnification, additional insured, limitation of liability, waiver of subrogation)

· Surety and bonding processes and their link to overall risk profile

· OSHA regulations and how EMR/safety performance drives insurance cost

· Self-insured retention (SIR), captive structures, and loss-sensitive rating plans

· Multi-state workers' compensation requirements

Skills

· Insurance program design, marketing, and renewal negotiation with brokers and carriers

· Contract review and negotiation of risk and insurance language

· Claims and loss trend analysis to drive mitigation strategy

· Data analysis and executive-level reporting (loss runs, trends, forecasts)

· Vendor and relationship management (brokers, carriers, TPAs, outside counsel)

· Budget management for premiums, reserves, and risk-related spend

· RMIS and standard business software proficiency (Excel, ERP systems)

Abilities

· Translate complex insurance/legal concepts into practical guidance for field and executive audiences

· Balance risk tolerance against business growth objectives

· Manage competing priorities across a large, decentralized field organization

· Build processes and frameworks in ambiguous or undefined situations

· Make sound decisions under pressure during active claims or crises

· Influence cross-functional stakeholders without direct authority

· Communicate effectively in writing and verbally, including to senior leadership and the Board

PREFERRED REQUIREMENTS

· Experience/knowledge in Architecture, Engineering, Construction (“AEC”) industry

· CRIS (Construction Risk Insurance Specialist) or ARM

WORKING CONDITIONS AND PHYSICAL EFFORTS

· Work is normally performed in a typical interior/office environment

· No or very limited exposure to physical risk

· No or very limited physical effort required